Today's Rates

Last update: February 8, 2012 12:02 PM PST

Programs showing points as a -1 indicate no points and no other fees are charged.
These are no cost loan programs!

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
3.990 0.000 4.036
4.250 -1.000 4.213
15 yr fixed conforming
3.500 0.000 3.582
3.875 -1.000 3.810
10 yr fixed conforming
3.375 0.000 3.175
3.625 -1.000 3.115
3/1 ARM
30/5 yr fixed or 5/1 ARM
3.250 0.625 3.253
3.500 0.375 3.321
4.125 -1.000 3.431
30/7 yr fixed or 7/1 ARM
3.750 0.000 3.453
10/1 ARM
4.250 0.000 3.862
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
4.375 0.000 4.399
4.625 -1.000 4.563
15 yr fixed jumbo
3.625 0.000 3.666
3.875 -1.000 3.770
3/1 jumbo ARM
5/1 jumbo ARM
3.875 0.000 3.400
4.500 -1.000 3.542
7/1 jumbo ARM
4.000 1.000 3.632
10/1 jumbo ARM
4.250 0.000 3.839
1 year ARM
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
7/1 ARM Interest-Only
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
7/1 ARM jumbo Interest-Only
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.