Last update: February 8, 2012 12:02 PM PST
Programs showing points as a -1 indicate no points and no other fees are charged.
These are no cost loan programs!
Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo
Conforming Loan Programs
Conforming rates for loans to $417,000.
30 yr fixed conforming
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3.990 |
0.000 |
4.036 |
| 4.250 |
-1.000 |
4.213 |
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15 yr fixed conforming
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3.500 |
0.000 |
3.582 |
| 3.875 |
-1.000 |
3.810 |
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10 yr fixed conforming
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3.375 |
0.000 |
3.175 |
| 3.625 |
-1.000 |
3.115 |
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3/1 ARM
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30/5 yr fixed or 5/1 ARM
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3.250 |
0.625 |
3.253 |
| 3.500 |
0.375 |
3.321 |
| 4.125 |
-1.000 |
3.431 |
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30/7 yr fixed or 7/1 ARM
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3.750 |
0.000 |
3.453 |
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10/1 ARM
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4.250 |
0.000 |
3.862 |
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6 Month ARM
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Jumbo Loan Programs
Jumbo rates for loans over $417,000.
30 yr fixed jumbo
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4.375 |
0.000 |
4.399 |
| 4.625 |
-1.000 |
4.563 |
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15 yr fixed jumbo
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3.625 |
0.000 |
3.666 |
| 3.875 |
-1.000 |
3.770 |
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3/1 jumbo ARM
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5/1 jumbo ARM
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3.875 |
0.000 |
3.400 |
| 4.500 |
-1.000 |
3.542 |
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7/1 jumbo ARM
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4.000 |
1.000 |
3.632 |
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10/1 jumbo ARM
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4.250 |
0.000 |
3.839 |
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1 year ARM
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6 Month ARM
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Interest-Only Conforming Loan Programs
Conforming rates for loans to $417,000.
Interest-Only Jumbo Loan Programs
Jumbo rates for loans over $417,000.
5/1 ARM jumbo Interest-Only
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7/1 ARM jumbo Interest-Only
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.
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